Equitable National Title Group is owned and operated by F.Larry Joseph ,a veteran with 50 years experience in the Title Insurance Industry and a former Executive of 3 National Title Insurance Underwriters along with President Jon I. McGraw, ESQ.Equitable National Title Group, LLC, is the managing partner for six different title agencies, all located in the central Florida area.All closing agents employed by Equitable Title are "licensed" title agents who have a minimum of 10 years title experience. Equitable prides itself on hiring only experienced professionals who make customer service their number one priority.As a member of the American Land Title Association and Florida Land Title Association, we strive to keep our personnel, as well as our clients, informed on any new or upcoming changes within the real estate industry.
We are proud to be appointed title agents for Old Republic National Title Insurance and Fidelity National Title, two major national title underwriters.Our title searches are produced by either our in house title examiner or thru our underwriters.All Equitable Title entities have the ability to insure any property within the State of Florida.Since we strive to keep customer service our number priority, we will always attempt to answer all incoming calls.Rarely will a customer find themselves listening to a machine when calling unless it's after hours or all employees are on the phone assisting other clients.Equitable National Title Group, LLC offers its services through direct operations and a network of qualified agents across the State of Florida.
The Insurance that Equitable Title's family of companies provides is a form of indemnity insurance predominantly found in the United States which insures against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage liens. Title insurance sold by Equitable Title is principally a product developed and sold in the United States as a result of an alleged comparative deficiency of the U.S. land records laws.It is meant to protect an owner's or a lender's financial interest in real property against loss due to title defects, liens or other matters. It will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy.
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Equitable National Title Group LLC, managing partner of the Equitable Title entities has received certification in ALTA’s Best Practices by Security Compliance Associates.
ALTA’s Best Practices consist of a series of guidelines designed to protect consumers identity and escrow funds, promote quality service, and meet legal and market requirements. The Best Practices sets the standard of expectations for title companies in the wake of the CFPB’s April 2012 bulletin that reminded financial institutions of their responsibility to monitor their third-party vendors’ compliance with federal consumer financial laws.“We have been working diligently over the past few years to remain at the forefront of consumer protection and keep up with the changes in the financial industry,” said F. Larry Joseph, CEO of Equitable National Title Group. “I could not be more proud of my team and what we have accomplished with this certification.”Security Compliance Associates (SCA) guided Equitable National Title Group through remediating shortfalls and re-evaluating its overall security posture to ensure the company was meeting industry and regulatory standards, dictated by the Gramm–Leach–Bliley Act and the Federal Trade Commission.
“SCA is pleased to award Equitable Title a certification of completion on ALTA’s Best Practice Framework,” said Jim Brahm, CEO of SCA. “The focus and execution on compliance from the Equitable Title team demonstrated their industry leading approach to protect consumers and be ahead of the industry to meet and exceed lender requirements.”Joseph said Equitable National Title Group customers should not anticipate any disruptions when the CFPB’s TILA-RESPA integrated disclosures go into effect Aug. 1, 2015.
“Mortgage lenders, who are now liable for their third-party vendors, will not have to go through rigorous approval processes to utilize the services of Equitable Title,” said Jon McGraw, Equitable National Title Group’s chief operating officer. “Best Practices is a series of seven pillars that set the standard of expectations for title companies nationwide.”
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